How We Help You
Real scenarios showing how Cuandeoro's blockchain infrastructure brings certainty and transparency to luxury real estate transactions.
For Buyers
Buying a €4.2M Villa in Marbella from Abroad
The situation: Marcus, a German entrepreneur, found his dream property in Marbella. He's in Munich and can't travel for every step of the process.
Traditional problem: Wire €4.2M to a Spanish escrow account, wait weeks for confirmation, unclear tax obligations, multiple intermediaries touching his money.
With Cuandeoro: Funds locked in a transparent smart contract on Stellar. Marcus sees exactly where his €4.2M is at every moment. The contract automatically splits: €3.9M to seller, €210K commission, €84K ITP tax, €6K Cuandeoro fee. Nothing moves until the notary confirms the deed.
Golden Visa Investment with Full Tax Clarity
The situation: A UAE-based investor wants to purchase €500K+ in Spanish property to qualify for Golden Visa. Tax implications between UAE and Spain are complex.
Traditional problem: Unclear ITP rates, surprise plusvalía municipal taxes, no proof of payment origin for visa application.
With Cuandeoro: Before signing anything, the buyer sees a complete fiscal simulation: ITP 10%, notary fees, registry costs. All taxes are auto-calculated and paid directly from the smart contract. Blockchain receipt serves as proof of legitimate fund origin for visa processing.
For Sellers
Selling a €12M Penthouse in Dubai
The situation: Sarah, a British national, is selling her Dubai Marina penthouse. The buyer is from Singapore, paying via a Hong Kong bank.
Traditional problem: International wire takes 5-7 business days. Currency conversion fees. No certainty until funds "clear". The buyer's bank asks for endless documentation.
With Cuandeoro: Buyer converts to USDC via regulated on-ramp. Funds locked in escrow smart contract visible to both parties. The moment DLD (Dubai Land Department) confirms transfer, Sarah receives her net amount in under 5 seconds. She can off-ramp to GBP via Circle's regulated partners.
Estate Sale with Multiple Heirs
The situation: A €2.8M Costa del Sol property is being sold by 4 siblings after inheritance. They live in 4 different countries and can't agree on the notary date.
Traditional problem: One sibling needs to collect powers of attorney from the others. Bank transfers to 4 different countries. Disagreements about who pays which tax.
With Cuandeoro: The smart contract is programmed with 4 destination wallets (25% each). Each sibling grants digital signature via our verified mandate system. When the sale closes, each receives their exact share simultaneously. The inheritance tax (ISD) is pre-calculated per sibling based on their residence.
For Realtors & Agents
Instant Commission on €8M Sale
The situation: Elena, a luxury realtor in Marbella, just closed an €8M villa sale. Her 5% commission is €400,000.
Traditional problem: Commission "in 30-60 days after closing". Sometimes delayed because seller hasn't received funds yet. Elena has to chase payment.
With Cuandeoro: Elena's commission is coded into the smart contract from day one. The moment the notary confirms the deed, €400,000 lands in her wallet automatically. No invoicing, no waiting, no chasing. She can see the pending amount in her dashboard before closing.
Cuandeoro charges ZERO commission to realtors. Your 5% stays your 5%.
Split Commission Between Agencies
The situation: A €6M sale involves two agencies: one representing the buyer (Miami-based), one representing the seller (Marbella). 6% total commission to split 50/50.
Traditional problem: Who invoices whom? International wire fees eat into the split. Trust issues: "Did they take their share correctly?"
With Cuandeoro: The smart contract has two realtor wallets coded: Miami agency receives €180K, Marbella agency receives €180K. Both happen simultaneously at closing. Complete transparency — both can see the contract terms before signing.
Client Differentiation in Competitive Market
The situation: Carlos competes with 50+ luxury agencies in Marbella. High-net-worth clients are tired of opacity and "trust me" transactions.
Traditional problem: Every agent says the same thing: "We're the best, trust us." No real differentiation on transaction security.
With Cuandeoro: Carlos offers clients something competitors can't: "Your money never touches my account or any intermediary. It's locked in a public smart contract on Stellar blockchain. You can verify it yourself, 24/7." For sophisticated buyers, this is the differentiation that closes deals.
Result: Carlos's clients refer other high-net-worth individuals specifically because of the transparency. His reputation for "clean" transactions becomes his brand.
Ready to Experience Certainty?
Whether you're buying, selling, or facilitating luxury real estate transactions, Cuandeoro brings transparency to every step.