Digital Escrow
for Real Estate
Deposits, earnest money, security bonds and property swaps protected in smart contract. Non-custodial. No banks. Confirmation in 5 seconds. Notarial verification on-chain.
~5 sec
Deposit confirmation
€0
Cost for the agency
Non-custodial
No one controls the funds
EURC
Regulated digital euro (Circle)
Three Products, One Platform
A single integration covers all fund custody needs in real estate transactions.
Sale
1.5% of escrow
Non-custodial escrow for deposits and earnest money. Funds are released automatically to the seller upon notarial deed signature.
- ✅ Earnest money from €10,000 to millions
- ✅ Integrated KYC/AML by tier
- ✅ On-chain notarial verification
- ✅ Automatic agent commission
- ✅ Dashboard + visual pipeline
Rental Deposits
€3–5 / deposit
Digital deposit management for property managers. The tenant deposits funds; they are released at the end of the lease without bank paperwork.
- ✅ Instant settlement
- ✅ Automatic damage deduction
- ✅ Real-time PM dashboard
- ✅ No slow bank transfers
- ✅ Immutable on-chain history
Property Swaps
2% of escrow
Bilateral escrow for property exchanges with financial compensation. Both parties deposit guarantees simultaneously.
- ✅ Dual bilateral escrow
- ✅ Price-differential management
- ✅ Cross-referenced documentation
- ✅ Neutral dispute resolution
- ✅ Protection for both parties
How Does It Work?
5 simple steps. No blockchain jargon for your clients.
Agreement
The agency creates the transaction and generates a payment link for the buyer.
KYC / AML
Automatic identity verification based on amount. Full AML/KYC compliance.
Deposit
EURC into the smart contract. Funds are held in escrow — no one can move them.
Notary
Document verification and deed signing with on-chain registration.
Release
Funds to the seller + agent commission automatically in 5 seconds.
Why CuanDeOro?
Real benefits for real estate agencies
Instant Payment
Your commission is separated from the escrow and arrives in your wallet within seconds of the signing. No waiting for wire transfers.
Non-Custodial
Neither CuanDeOro nor anyone else can move funds unilaterally. Auditable and verifiable smart contract.
International Clients
Buyers from the UK, Germany and the Middle East deposit EURC without SWIFT, without exchange fees and without delays.
5 Seconds
Deposit confirmation in ~5 seconds vs 2–5 days for an international bank transfer.
Free Dashboard
Visual pipeline, transaction status, documentation and KYC for every party. No licence fees.
Dispute Resolution
Built-in neutral mechanism: proposal, counter-proposal, and an independent arbitrator if no agreement is reached.
Each Role, Its Dashboard
Dedicated panels for every participant in the transaction
🇮🇪
CuanDeOro Ltd
Dublin, Ireland
⚖️
GDPR
AML / KYC
🔗
Stellar & Ripple
Blockchain
💶
EURC (Circle)
Digital euro
🛡️
Smart Contract
Auditable
Frequently Asked Questions
What is a non-custodial escrow?
A smart contract that holds funds (EURC) on the blockchain. No one — not CuanDeOro, not the agency, not the buyer — can move the funds unilaterally. They are only released when the agreed conditions are met (deed signing, end of lease, etc.).
Does the buyer need to know about blockchain?
No. The buyer sees a simple payment gateway. They deposit euros and the platform handles the conversion to EURC transparently. No wallet, no crypto, no technical knowledge required.
How much does it cost for the agency?
€0. The agency pays nothing. The fee (1.5% for sales, 2% for swaps, €3–5 for deposits) is paid by whoever deposits the funds. The agency also receives its commission automatically from the escrow.
Is it legal? Does it comply with regulations?
Yes. CuanDeOro Ltd is registered in Ireland, complies with GDPR, and applies KYC/AML procedures in accordance with the EU Anti-Money Laundering Directive. EURC is a stablecoin issued by Circle (regulated under MiCA in the EU). The notary continues to participate in the deed as always.
What happens if there is a dispute?
The smart contract includes a resolution mechanism: first, the parties propose an amicable split. If no agreement is reached within the deadline, an independent arbitrator (designated when the escrow was created) decides the distribution. Everything is recorded on-chain as evidence.
How does the seller receive the funds?
After the deed is signed, the notary confirms on-chain and the EURC is released to the seller's wallet in ~5 seconds. The seller can convert to euros at their bank via off-ramp (SEPA transfer from Circle).
Ready to modernise your agency's operations?
Request a personalised demo. We will show you how it works with your own transactions. No obligation.
CuanDeOro Ltd — Dublin, Ireland · Testnet contract: CDKOG47...P5CG
